Summer is here and couples want to spend more time outdoors. Don’t let a tight budget keep you indoors. Whether you’re broke or just frugal, there are still many things you can do with your loved one that requires less money for the same rewards. Here’s a list of 10 things you can do without dipping into your retirement fund, but still have a fortune of fun! Go to a botanical garden, such as the Johannesburg Botanical Gardens, or a local park and enjoy the spring blossoms. Sn

Wedding season is upon us and many couples go all out to create lasting memories for their special day. Whether it’s traditional or western, your wedding day should leave a lifetime of memories to cherish. Ester Ochse, FNB Product Specialist says, “Most couples want and dream of that perfect wedding but sometimes weddings come in at a high cost, which can create a huge hole in your pocket.” Draw up your budget Create a budget template that takes into account your daily grocer

Being a woman in South Africa or anywhere in the world can be tough during unpredictable economic times. Not only do you have to contend with a wide gender pay gap but, more often than not, you are also the main breadwinner in your family. According to the World Economic Forum (WEF), the gender pay gap in South Africa is estimated to be between 15% and 17%. This means that a woman has to work about 14 months to earn the equivalent salary that a man would earn in a year. John

Good money management is about more than building up savings to meet your goals; it’s also about being able to use credit responsibly to help you achieve your goals. Emma Mer, CEO of FNB Personal Loans says the average South African adult often turns to taking out a personal when they need extra cash due to structured repayment terms and ease of accessibility. Mer warns, “Every consumer has a duty to manage their personal loan responsibly in order to keep their finances and c

You may have already switched to prepaid electricity to cut costs, but there are more things you can do to trim the winter excess even further. With the increased electricity usage trend during winter and a hike in tariffs of 2.2% for 2017, Eunice Sibiya, head of consumer education at FNB shares six tips on how you can lower your electricity bills this winter. Lighting Always use energy-efficient lights and avoid switching on lights in rooms that you aren’t using at night. Ga

Good Friday is almost here and with it comes chocolate bunnies, hot cross buns and one of the busiest weekends on Mzansi’s roads. With all the celebrations happening around us, it is important to do a safety check before setting off on any road journey. Budget Rent a Car shares some tips to make sure you arrive at your destination safe and relaxed: Book your baby in for a checkup at the doctor! Schedule a full-service check just before you embark on your trip to ensure that y

The festive season brings with it the urge to splurge, often with much abandon and little planning. Yet against the backdrop of a less-than-rosy financial year, where a bonus is more a surprise than an expectation, take tips from Charl Nel, Head of Communications at Capitec Bank, on how to take financial control on Christmas: Double up on the fun – If you gave your kids quad bikes or iPhones in 2015, it doesn’t mean that they have to get something as flashy again. Choose a gi

The festive season brings with it the urge to splurge, often with much abandon and little planning. Yet against the backdrop of a less-than-rosy financial year, where a bonus is more a surprise than an expectation, take tips from Charl Nel, Head of Communications at Capitec Bank on how to take financial control on Christmas: Double up on the fun – If you gave your kids quad bikes or iPhones in 2013, it doesn’t mean that they have to get something as flashy again. Choose a gif